Why Get Pre-Approved?

Financially Solvent: Going through the mortgage loan pre-approval process, removes much of the guesswork and doubts as to whether or not you are financially capable of purchasing a home.

The Price is Right: By obtaining a mortgage pre-approval, you are able to determine the price range of homes you can afford. There is nothing worse than falling in love with a home, only to discover that it is out of your price range. Conversely, without mortgage loan pre-approval, you could possibly short change yourself, and end up missing out on a home that you could qualify for.

Stronger Buyer: Getting your mortgage pre-approved will also help you appear more attractive to sellers. When you make an offer on a home, after being pre-approved- the seller can take your offer seriously. This is most important in multi-offer scenarios. So if you have your eye on the home of your dreams, be sure to get pre-approved.



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